... Insurance: Term Life Insurance & Whole Life Insurance | AMA InsuranceThe Welbeck Group has a great many financial services that are geared for a wide range of people with different incomes and therefore different needs. For a working man they have a new type of whole life insurance that now provides all of the security an man needs for his family. This type of insurance provides money for a working man’s family in case of his death. If he lives to retirement age the policy will begin to pay out and help him financially in his old age, and throughout the existence of the policy it is building up a cash value and is an asset to the policy holder. The only problem with this type of policy is that it has never covered a catastrophic illness that prevents a man from working. It many cases an illness is no different from a death, at least financially; but now there is a whole life policy from Welbeck that covers this.